Washington State Insurance Commissioner Fines United Healthcare for Denying Women’s Health Claims

On September 13, 2018, Washington's Insurance Commissioner entered into a Consent Order with United Healthcare regarding violations of Washington insurance law governing women's health claims.  United Healthcare is a health care service contractor that sells individual and family health insurance coverage. The Insurance Commissioner's investigation was prompted by a consumer complaint that United Healthcare improperly …

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Update Your Insurance Coverage – Cautionary Tales

Many people purchase insurance and forget about it until there's a loss.  It's easy to buy a policy online and set up automatic payments.  Then, you get an email from the insurer once every six months that your policy will renew automatically, and let it occur without giving it a second thought.  Setting your insurance …

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ERISA Plan Administrator Cannot Unilaterally Ignore Treating Physicians, Appeals Court Confirms

A recent appeals court ruling emphasizes that ERISA plan administrators cannot ignore the opinions of a claimant's treating physicians absent tangible evidence those opinions are wrong.  In Hennen v. Metropolitan Life Insurance Company, the appellate court ruled the plan administrator acted arbitrarily in discounting the opinions of the claimant's treating physicians and remanded the claim …

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Can The Insurance Company Cancel My Policy For Late Premiums?

It's fairly easy to miss an insurance premium payment.  You buy your policy online, set up monthly auto pay through your debit card, and forget about it.  But then you have to replace your card, or get a new card number or bank, or the account is overdrawn, or something else happens.  Or, maybe you're …

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Lawsuit Documents Allegations of Discriminatory Claims Handling By Insurer Who Kept A So-Called “Jewish Lawyer List”

Anyone who's suspected their insurance company gave their claim closer scrutiny because of their race will likely find the allegations in this lawsuit alarming.  In short, the insurance company was sued alleging it discriminated against insureds represented by attorneys identified on the insurance company's secret "Jewish Lawyer List."  The insurer settled that lawsuit, but then …

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