Insurance and ERISA Legal Issues Around Puget Sound
Washington is predicted to have a particularly severe wildfire season in 2019. Wildfires are increasing as development pushes further into wilderness areas and wildfire risk pushes into parts of Washington previously assumed to be too wet to be at risk. Here are some tips to make sure your insurance coverage is ready for wildfire season: …
Most folks have homeowner's insurance (or its cousin renter's insurance). Homeowner's insurance protects you from damage to your home (e.g., your house burns down) or from claims arising from someone's injury on your property. (e.g., someone slips and falls in your backyard). Homeowner's insurance policies typically contain about 20 pages of fine print. Depending on …
Continue reading Five Common Homeowner’s Insurance Policy Provisions and Why They Matter
This week, Washington State passed a new law designed to offer consumers a so-called "pubic option" for buying health insurance. The general idea is that the state will launch its own health insurance program to compete with the marketplace. Unlike Medicare or Medicaid, anyone would have the option to purchase coverage through the "public option." …
Continue reading Washington State Enacts “Public Option” Health Insurance Plan
Many people understand that they have disability insurance coverage, but aren't sure whether, when, or how to make a claim. This confusion often results in people delaying in submitting a claim, which can potentially jeopardize their right to coverage. Below is a guide to some of the issues you might consider in determining whether to …
Continue reading How Do I Know Whether To Make A Disability Insurance Claim?
On May 13, 2019, Washington State's Insurance Commissioner announced regulatory action against two "Health Sharing Ministries" over selling health insurance illegally and engaging in deceptive business practices. The Insurance Commissioner alleged two Health Sharing Ministries, Aliera Healthcare and Trinity Healthshare, abused rules allowing religious nonprofits to act outside normal health insurance regulation. Washington State insurance …
Continue reading Washington Insurance Commissioner Targets Illegal “Health Sharing Ministries”
