Why Won’t Your Government-Mandated Flood Insurance Pay Your Claims?

CBS’ recent investigation found the federal National Flood Insurance Program (“NFIP”), intended to benefit homeowners caught in flood disasters, actually winds up paying most of its money to help insurers avoid paying claims. The problem is NFIP doesn’t pay flood victims directly.  Instead, NFIP collects premiums and taxpayer dollars, then turns the money over to …

Continue reading Why Won’t Your Government-Mandated Flood Insurance Pay Your Claims?

How Do I Make An Insurance Claim After Wildfires, Floods, Hurricanes or Other Natural Disasters?

Disasters have been in the news a lot in the last 12 months, between west coast wildfires, Texas floods and Florida hurricanes.  Disasters raise a number of insurance issues for policyholders, especially when they’re busy digging out of the wreck already.  Disasters also strain overworked insurance company personnel, who might make hasty guesses about your …

Continue reading How Do I Make An Insurance Claim After Wildfires, Floods, Hurricanes or Other Natural Disasters?