Insurance and ERISA Legal Issues Around Puget Sound
Let's say you make an insurance claim, and the insurance company denies the claim for reason A. You think they're wrong, so you take them to court and argue reason A is invalid and the company should have paid your claim. In response, the insurance company admits reason A didn't apply but now argues your …
If your insurer denies your claim or takes some action with which you disagree, how long do you have to dispute the insurer’s decision? For example, if your health insurer refuses to authorize surgery, or refuses to cover prescription drugs; your homeowner’s insurer refuses to pay the full bill for repairing your home after a …
Continue reading How Long Do I Have To Dispute An Insurance Claim Denial?
Aetna, the country’s third largest health insurer, is under investigation by state insurance regulators following Aetna’s admission that it routinely denies medical treatment coverage without reviewing the insured’s medical records. Aetna’s admission surfaced in a lawsuit by a California man who claimed Aetna improperly denied coverage for his medical treatment. The insured has a rare …
A recent Washington Court of Appeals decision emphasizes that insurers can change policy terms upon renewal with only minimal notice to the insured, even if the notice consists only of a terse email with a hyperlink to "terms and conditions." The insurer’s renewal notice is a common pitfall for policyholders, who often set their policy …
Continue reading Can The Insurer Change Your Policy Without Notice?
The Washington Court of Appeals just decided an important issue in insurance disputes: confirming the policyholder can sue the individual insurance adjuster as well as the insurance company itself. In Keodalah v. Allstate Insurance Company and Smith, No. 75731-8-I, the court ruled: “we hold that an individual insurance adjuster may be liable for bad faith …
